My Safe Florida Home Program — Grants for Impact Windows and Doors
The My Safe Florida Home (MSFH) program is a state-funded initiative that provides Florida homeowners with free hurricane mitigation inspections and grants of up to $10,000 to strengthen their homes against storms. If your home qualifies, the program can significantly reduce the cost of installing impact windows and doors — upgrades that also lower your insurance premiums.
- Up to $10,000 in grant funding available
- Free wind mitigation inspection
- Impact windows and doors are eligible improvements
What Is My Safe Florida Home?
My Safe Florida Home is a program administered by the Florida Department of Financial Services (DFS). It has two components:
Free Wind Mitigation Inspection
A state-assigned inspector evaluates your home's hurricane resistance, examining roof connections, roof deck attachments, and opening protection (windows and doors). The inspection report identifies what improvements your home needs and serves as the basis for your grant application.
Grant Funding
Based on the inspection results, eligible homeowners can apply for matching grants to pay for recommended upgrades. The state reimburses up to $10,000 after the work is completed by a licensed contractor.
Important
This is a reimbursement program — you pay for the work upfront, then the state reimburses you after the project is completed and inspected. Do NOT start any work before your grant is approved.
Eligibility Requirements
You May Qualify If:
- Your home must be your primary residence (homestead exemption required)
- Building permit issued before January 1, 2008
- Insured value (Coverage A) of $700,000 or less
- Must complete the free MSFH wind mitigation inspection first
- Low or moderate income household (based on county median income)
Not Eligible:
- Condominiums are NOT eligible (separate pilot program exists for condo associations)
- Rental properties, investment properties, and second homes are NOT eligible
- Homes built after 2007 are NOT eligible (already built to updated codes)
Income Note: For the current funding cycle, only low-income (at or below 80% of county median income) and moderate-income (80-120% of county median) homeowners are eligible. Higher-income homeowners are not currently eligible. Income thresholds vary by county.
Visit mysafeflhome.com for the latest eligibility detailsHow to Apply for My Safe Florida Home
Create Your Account
Visit mysafeflhome.com, create an account, and request your free wind mitigation inspection.
Complete Your Free Inspection
A state-assigned inspector evaluates your home (typically 1-3 hours). You'll receive a written report identifying recommended hurricane-resistance improvements.
Complete the Prioritization Survey
Within 24 hours of receiving your inspection report, complete the income and age questionnaire in your MSFH portal. Missing this 24-hour window disqualifies you for the current cycle.
Apply for Grant Funding
When your priority group's application window opens, submit your grant application with proof of homestead exemption and insurance declaration page (Coverage A value).
Get Approved — Then Choose Your Contractor
Wait for official grant approval before starting any work. Once approved, choose a licensed Florida contractor. The Hurricane Pros is licensed (CGC1536674) and experienced with MSFH-funded projects.
Installation & Final Inspection
Your contractor installs the approved impact windows and doors, pulls all required permits, and schedules the final MSFH inspection to certify the work.
Get Reimbursed
Submit your completed invoices, proof of payment, permits, and final inspection report through the MSFH portal. The state reimburses up to $10,000.
Important Warning
Do NOT start work before your grant is officially approved. Projects that begin before approval are not eligible for reimbursement.
What Improvements Are Eligible?
The MSFH program funds hurricane-hardening improvements recommended in your inspection report. Eligible upgrades include:
Note: Only improvements specifically recommended in your MSFH inspection report are eligible. Replacing existing code-compliant shutters with impact windows is generally NOT grant-eligible.
The Hurricane Pros — Your Licensed MSFH Contractor
Once your grant is approved, you need a licensed contractor to perform the work. The Hurricane Pros is fully licensed (CGC1536674), insured, and experienced with My Safe Florida Home-funded projects. We handle everything from product selection to permitting to installation — and we'll help you organize the documentation you need for a smooth reimbursement.
- Licensed General Contractor — CGC1536674
- Miami-Dade and Florida Building Code compliant products
- We handle all permits and final inspections
- Itemized invoices formatted for MSFH reimbursement
- 100% five-star reviews
- Free in-home estimates
More Ways to Save on Impact Windows
Insurance Premium Discounts
Impact windows and doors may qualify for significant homeowner's insurance discounts — some homeowners see reductions of 10-45%. Contact your insurance provider for details.
Federal Energy Tax Credits
Some impact-resistant products that meet energy efficiency criteria may qualify for federal tax credits. Consult a tax professional for current eligibility.
PACE Financing
Property Assessed Clean Energy programs allow you to finance hurricane-resistant improvements through your property tax assessments. Available in some Florida counties.
Our Financing Options
The Hurricane Pros also offers flexible financing with terms up to 12 years and 0% interest options. Learn more →
Ready to Use Your MSFH Grant? Let's Get Started.
Get a free estimate from South Florida's trusted impact window and door specialists. We'll help you navigate the MSFH process.
Request Your Free Quote
Common Questions About My Safe Florida Home
No. The MSFH program is administered by the Florida Department of Financial Services. We are a licensed contractor who performs the eligible work once your grant is approved. Apply at mysafeflhome.com.
No. Work that begins before official grant approval is not eligible for reimbursement. Wait for approval, then contact us for your free estimate.
The program reimburses up to $10,000. Low-income homeowners may receive full reimbursement. Moderate-income homeowners receive matching funds — the state pays $2 for every $1 you invest.
The full process — from inspection to reimbursement — can take several months. Funding is first-come, first-served, so apply as soon as your priority group's window opens.
Disclaimer: This page is for informational purposes only. The Hurricane Pros is a licensed contractor and is not affiliated with or endorsed by the My Safe Florida Home program. For official program details, eligibility, and applications, visit mysafeflhome.com. Program details, funding, and eligibility may change — always verify current information on the official site.